1/7 The Esplanade, Mount Pleasant, PERTH, WA, 6153

+61 8 9321 1334

Insurance Programme, Design, Placement Services

Insurance Placement & Services

The ToleHouse team works closely with the insurance market to design and implement insurance and risk solutions, secure comprehensive coverage and negiotiate competitive premiums for all your insurance and risk management needs.

Our excellent relationship with insurers and underwriters across general, operational and financial lines means that we are able to negiotiate and acquire insurance products for any risk.

We work closely with our clients to provide tailored solutions that suit your business's exposures and risks. With our insurance programme design methodoligies and industry knowledge over the past 17 years, we are able to closely asses our clients current and future risk profile to provide innovative solutions to any risks at hand.

Our strong domestic and international relationships mean that we are able to benchmark insurance solutions on an international level in-order to customise, design and place customised insurance programmes for our clients at highly competitive premiums.

Corporate Advise

Contracts will often define which party carries the insurable risks in a particular venture.

We have an excellent track record in enabling our Clients to achieve more balanced contractual arrangements that are consistent with their insurance coverage, either through providing advice while contracts are being drafted or direct assistance in negotiating necessary changes with the other party's insurance professionals.

Insurance Programme Design

The importance of insurance and operational risk management for projects cannot be underestimated. As, there is no perfect insurance policy that can be applied to all projects, ToleHouse reviews the clients current insurance coverages or assists in identifying the clients risk portfolio inorder to design an insurance program that is responsive and meets the identified risks outlined.

Too much insurance is an inefficient use of cash; too little insurance fails to protect the client's valuable resources and is a threat to the stability of ongoing operations.  A properly designed insurance program is a financing tool that can be a competitive advantage in the marketplace.

The starting point to any insurance progreamme design is a good understanding of the client's business operations and risk profile. ToleHouse reviews existing specifications or will work with the client to develop the insurance specifications by understanding what key risks drive the insurance underwriting costs and optimize the client's program.

The process below outlines the design and implementation process:

  • Understanding client risk portfolio
  • Review current insurance specifications or develop new insurance specifications
  • Review any third party or contractual obligations / requirements
  • Design a customised insurance programme outlining business risks as well as tailored to cover specific and evolving risks.
  • Liasise with the client and underwriters to ensure risks have been addressed
  • Approach the market to obtain quotations
  • Provide a report detailing the cost benifit analysis of each policy
  • Review all options with the client and provide recomendations
  • Bind appropriate cover


ToleHouse Products

ToleHouse Services

Risk Services Pty Ltd

1/7 The Esplanade, Mount Pleasant, PERTH, WA, 6153

+61 8 9321 1334 (Broking)
+61 8 93645472 (Office)
+61 8 93159459 (Claims)

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